Need an appraisal in Union or Boone County?

The top 7 reasons KY homeowners use NKY Appraisal Services, Inc.:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge Boone county's assessment of your propertyvalue
Remove PMI to cut your mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a KY divorce, where real estate property needs to be divided
Settle an estate in KY by determining the true market value of property in question

Do you own a house in or near Union? Do you need help deciding the price of your real estate?
Contact NKY Appraisal Services, Inc..

At NKY Appraisal Services, Inc., we understand the individual needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At NKY Appraisal Services, Inc., we're experienced in helping consumers just like you rid themselves of undesirable PMI insurance.

Challenge Boone county's assessment of your property

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from NKY Appraisal Services, Inc. is your number one weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. NKY Appraisal Services, Inc. can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have an expert double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.